All tools

MTD ITSA software reviewed

Every tool below is HMRC-recognised, verified against the GOV.UK software finder, and reviewed via a real trial account.

Coconut logo

Coconut

Free

Bank account and MTD ITSA-ready accounting in one app — built specifically for UK sole traders and landlords.

✓ Free tier HMRC Recognised
Crunch logo

Crunch

From £0/mo

UK accountancy software with managed accountant support — HMRC-recognised for MTD ITSA for sole traders (not landlords with property income).

HMRC Recognised
FreeAgent logo

FreeAgent

From £19/mo

Free with NatWest or RBS business banking, and genuinely excellent for UK freelancers — no affiliate relationship.

HMRC Recognised
FreshBooks logo

FreshBooks

From £15/mo

Excellent invoicing platform — but not currently listed on the GOV.UK MTD ITSA software finder (verified May 2026).

Not Listed
QuickBooks logo

QuickBooks

From £14/mo

HMRC-recognised for MTD ITSA with a polished self-employed tier — though Intuit's US origins occasionally show.

HMRC Recognised
QuickFile logo

QuickFile

Free

Completely free UK accounting software with HMRC-recognised MTD ITSA support — no catch, no affiliate.

✓ Free tier HMRC Recognised
Sage logo

Sage

From £15/mo

One Sage product is HMRC-recognised for MTD ITSA — but only the free tier, and only for sole traders. Landlords and paid plan users need to verify carefully.

HMRC Recognised
Untied logo

Untied

Free

Purpose-built for UK self-assessment and MTD ITSA — the simplest mobile-first route to quarterly compliance.

✓ Free tier HMRC Recognised
Xero logo

Xero

From £16/mo

Full-featured cloud accounting that is HMRC-recognised for MTD ITSA — but priced for businesses, not sole traders.

HMRC Recognised
Zoho Books logo

Zoho Books

Free

The best value HMRC-recognised MTD ITSA software — significantly cheaper than Xero or QuickBooks for equivalent compliance.

✓ Free tier HMRC Recognised